Hard money lenders these days are filling the void left by the mortgage meltdown. We have specialized in hard money loans for years, and have built the relationships that allow us to help you obtain the financing you need.
Hard money loans can come in many shapes and sizes. What we do is true transactional funding. Each transaction is unique, and for that reason it can be difficult to give specific rates and terms to our general products. If you are searching for hard money, give us a call today and we can discuss your scenario. Usually five minutes is all it takes for us to let you know if we are able to help or not. Call us toll free at 877 462 3422. If we are not able to help with your particular scenario, we can also suggest different ways it can be structured that would enable us to procure funding for your request. The benefit to using hard money lenders is that we can be very flexible and creative. We do not need to fit particular underwriting guidelines. By using private investors to fund our loans, we have the flexibility to think outside the box.
What Type of Hard Money Loans do we Offer?
We can help with many hard money loan requests. Rehab loans, residential loans, commercial loans, construction completion, land, multi-family and other unique projects are all transactions we can provide financing for. Our minimum loan amount is $50,000, with no maximum limit set. If the deal is right, we have the private investors who can finance it.
What Are Our Typical Hard Money Loan Guidelines?
Typical loan to value guidelines will vary depending on the transaction. Usually we need to be at or below 60% loan to value. Depending on location and other factors, we have the ability to be a little more aggressive, or we may be more conservative. On rehab loans, we can also go to a 60% loan to value based on the after repair value or ARV. These hard money rehab loans are very aggressive. In addition, we do have access to equity partners and gap financing. If you are interested in fix and flip transactions, our rehab loans likely will be an interesting product.
Our lending area is California. At this time we are not taking any transactions secured by real estate that is not located in California.
For more information, please feel free to call us, email us, or browse our site. We are available Monday through Friday, and pride ourselves on our service. If you have been trying to get other hard money lenders to call you back with no luck, give us a try. We are customer service oriented, and you will always be able to reach us during your transaction. Call us toll free at 877 462 3422, or email us with your particular scenario.
Our Hard Money Lending Areas:
Contra Costa County
We are located in Contra Costa County and love funding local hard money loan transactions! We can help secure financing for all cities in Contra Costa County, including:
Antioch
Brentwood
Clayton
Concord
Danville
El Cerrito
Hercules
Lafayette
Martinez
Moraga
Orinda
Pinole
Pittsburg
Pleasant Hill
Richmond
San Pablo
San Ramon
Walnut Creek
Alameda County
Alameda County is right in our backyard! We can help with your hard money loan scenarios in the following cities of Alameda County:
Alameda
Albany
Berkeley
Dublin
Emeryville
Fremont
Hayward
Livermore
Newark
Oakland
Piedmont
Pleasanton
San Leandro
Union City
Alpine County
We have hard money programs for All parts of Alpine County!
Amador County
Amador City
Ione
Jackson
Plymouth
Sutter Creek
Butte County
Chico
Gridley
Oroville
Paradise
Calaveras County
Angels Camp
Colusa County
Colusa
Williams
Del Norte County
Crescent City
El Dorado County
Placerville
South Lake Tahoe
Fresno County
Clovis
Coalinga
Firebaugh
Fowler
Fresno
Huron
Kerman
Kingsburg
Mendota
Orange Cove
Parlier
Reedley
San Joaquin
Sanger
Selma
Glenn County
Orland
Willows
Humboldt County
Arcata
Blue Lake
Eureka
Ferndale
Fortuna
Rio Dell
Trinidad
Imperial County
Brawley
Calexico
Calipatria
El Centro
Holtville
Westmorland
Inyo County
Bishop
Kern County
Arvin
Bakersfield
California City
Delano
Kern County
Maricopa
McFarland
Ridgecrest
Shafter
Taft
Tehachapi
Wasco
Kings County
Avenal
Corcoran
Hanford
Lemoore
Lake County
Clearlake
Lakeport
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Susanville
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